Miss Moneypennypincher | Musical Stylings

There are many ways to listen to music these days, with some great free options.  I myself, often listen to Pandora, the radio, and my personal music library.  Sometimes though, when I am shuffling through multiple songs - often times from different genres - it doesn't always seem like I am getting the "full story" from musicians I like, or think I might enjoy more.  And it's true.  Not all, but certainly a good number of albums really should be enjoyed from start to finish.  We (some library staff and I) came up with a list of some of our favorite albums and artists just off the top of our heads: Exile on Main Street, The Lumineers, Elephant, Abbey Road, Dark Side of the Moon, Mumford and Sons, Bruce Springsteen, American Beauty.  Listening to a few songs from the album are okay, but listening to the whole thing, all at once, is a different experience entirely.  However, albums are expensive.  The cheapest ones I find are usually still $9.99.  I don't want to shell out $10 for an entire album only to discover I didn't like most of the songs, or worse yet didn't like the whole thing.  

 Once again, the library comes to my rescue.  I can check out music here, figure out if I like it, and decide whether I want to commit to making that purchase.  One time (okay maybe more than once), I listened to every album by The Black Keys in order, some albums requested from SSJCPL and the others through Link Plus - a great way to find some more obscure stuff.  Listening to albums in order reminds me of reading books by a specific author in the order they were written.  It gives you much more insight into the person (or musicians) who wrote them.

"Why don't you like my overplayed song, Tara?!"

Not only that, I don't know how many times I have purchased a single song or CD thinking, " I could NEVER get sick of this!", only to listen to it over and over, and over again for weeks, until I never want to hear it again.  There are some songs I want to listen to again about as much as I want to stick nails in my ears.  I am not going to embarrass myself by calculating how many songs in my library are like that, and how much I have spent on them total (but I am pretty sure it is at least $500, easy).  However, I will never get sick of The Black Keys, ever.  I bought every single one of their albums.  They passed the repeated listening test, hands down.


Of course, I am not suggesting you take our CDs home and burn them (either with a fire or with a computer), because that is illegal, BUT, use the library to make sure that you REALLY want to download that song, or album, before you commit to spending that $9.99 on it. 

I want more suggestions though.  What is your favorite album to listen to from start to finish? 

Miss Moneypennypincher | REALLY Cheap TV, Contract Free

I hate cable.  I hate how much they charge.  I hate how arbitrary the prices seem.  It really burns me when you sign up for a promo price and then the promo period ends and the price goes up, but I'm pretty sure the cable company made money either way.  I know I am a cheapskate, but I just really hate cable.  And I really hate cable contracts, because there is nothing worse than being FORCED to pay someone with the threat of a cancellation fee.

So, I cancelled cable.  For a couple days my family was in shock, but here's the thing:  I use the library.  We have free DVDs. My kid can watch all the Thomas the Tank Engine I want her to, and my husband and I can rent Skyfall for our weekend movie, free.  Plus we all read (shocker!!!).  So, we made it awhile with no cable.  Then How I Met Your Mother and Modern Family started up in the fall, and football season began, and I knew I had to figure out how to get TV cheap, without contracts.

This is what I did:

Courtesy of blurokr.deviantart.com

I kept the internet service in my home. (It was $19.99 per month)

I bought a digital antenna (it was about $36). +
I bought a Roku, a device to stream internet onto my TV.  ($94.99, even cheaper if you have a warehouse membership) +
I signed up for Netflix app on the Roku (no contract) $7.99/month +
I signed up for Hulu app on the Roku (no contract) $9.99/ month +
I got a Playon subscription for $39 per year (it was on sale, no contract required. This is a great way to watch HIMYM, since CBS is not available on Hulu.) = 

If we did this for only a year, calculating the price of the Roku device, and the Playon, we would pay $31.22 per month for TV.  No contracts required.

For any show that we absolutely MUST have (like Mad Men), we can buy them per episode ($1.99) on the Amazon App on the Roku.  We don't have to have a cable contract for the whole year just to watch one show.  Plus when our shows are not on, we can cancel Hulu, cutting an additional $7.99 out of our budget.  We can still catch TV, through the digital antenna.  Netflix is also optional, since the library carries most movies and television shows, either at the library or through Link+.
To put this in perspective, it is predicted that in 2015, the average cable bill will be $123 per month.  Not internet, just TV.  With that price, someone can save approximately $92 per month by streaming TV and using the library for free DVDs.  You can get $1104 back in your pocket every year just by changing the way you watch your TV.

 Knock Knock
---Who's there?
Will
---Will, Who?
Will you take me with you on your family vacation that you got to go on because you just saved $1104???  You will?  YAY!!!!  I can't wait!

Miss Moneypennypincher | Don't buy junk!

My husband likes to joke that I spend more time researching the things I buy than actually using the things I buy.  I guess he has a point.  If I spend my money, it is going to be on the best of something.  There is nothing worse than purchasing a piece of junk.  One of my favorite research tools is Consumer Reports, the magazine that researches and reviews pretty much everything, from juicers to Jaguars.  Growing up, I remember my family subscribed to the magazine and got it every month (and I always thought it was SO boring!).  Now that I have a family of my own, I find myself using the magazine all the time to make sure that I am spending my money wisely.  But, the magazine is not free.  Having access to all that info costs money  What if it is money you don't want to spend?

Once again, the library is at your service!  Perhaps the most obvious way you can access Consumer Reports at the library is to come in and look at the magazine.  Many of the libraries keep copies in the reference section, so that they cannot be checked out.  It's here for your viewing pleasure.

However, maybe you don't want to drive to the library and just want to access the magazine from home.  Should you shell out the $30 a year to get access to consumerreports.org?  You could, OR you could hop onto the library website:

Drag your cursor over "research"

Select "Databases"

Click "All databases"

Click "Masterfile Premier" (and then enter your library card number and PIN)

then "Publications" and type in "Consumer Reports".
Look over on the right ---every issue since 1991.

Voila!  Free access to Consumer Reports from home, for free! You just saved between $6.95 and $30!  Plus, you can use the money you just saved to buy something awesome!  Enjoy!

Joke of the day:
How do you make a money pizza?
----With all the dough you just saved getting Consumer Reports for free from the library!!!